Terms of Service

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the Envest mobile application (the "Service") operated by Neoryze Technologies Private Limited ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

Multiple Demat Account Management

Our Service allows you to manage multiple Demat accounts for IPO applications. By using this feature, you agree to:

• Provide accurate information about all Demat accounts linked to the Service.
• Use only Demat accounts that you legally own or are authorized to use.
• Follow all SEBI regulations regarding IPO applications from multiple accounts.
• Grant us limited permission to submit IPO applications on your behalf when instructed.
• Ensure compliance with individual and aggregate IPO application limits.

Account Registration

To use certain features of our Service, you must register for an account. When you register, you agree to provide accurate, current, and complete information and to keep this information updated.

You are responsible for safeguarding the password that you use to access the Service and your account ("Account") and you are also fully responsible for all activities that occur using your Account. You agree not to disclose your password to any third party.

Investment Risks and Disclaimers

You acknowledge and agree that:

• Investments in IPOs involve market risk and the potential for capital loss.
• Past performance is not indicative of future results.
• We do not guarantee any returns on investments made through our Service.
• You are solely responsible for your investment decisions and their outcomes.
• IPO allotments are subject to market conditions and regulatory processes beyond our control.

Service Limitations

You understand that:

• Our Service is dependent on third-party systems including stock exchanges and depositories.
• Technical issues may occasionally affect IPO application submissions.
• We will make reasonable efforts to ensure service availability but cannot guarantee 100% uptime.
• Market volatility and regulatory changes may impact service functionality.

Investment Advisory Disclaimer

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Neoryze Technologies Private Limited and its licensors. The Service is protected by copyright, trademark, and other laws of both India and foreign countries.

User Conduct

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Violate any laws in your jurisdiction (including but not limited to securities laws)
• Transmit worms, viruses, or any code of a destructive nature
• Attempt to interfere with, compromise, or disrupt the Service
• Use the Service to manipulate or defraud any IPO application process

Limitation of Liability

In no event shall Neoryze Technologies Private Limited, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service;
• Any conduct or content of any third party on the Service;
• Any content obtained from the Service; and
• Unauthorized access, use or alteration of your transmissions or content.

Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka, India.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

Contact Us

If you have any questions about these Terms, please contact us at: