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Dar Credit and Capital Limited IPO Details – Price, Date, GMP & Analysis
Listed
SME
Price Range:
Rs.60.00
Issue Size:
Rs.25.66 Cr
Lot Size:
2 shares
Open Date:
May 21
Dar Credit and Capital Limited IPO Overview
Bidding Dates
May 21 - May 23
Min Investment
₹120
Price Range
₹60.00
Issue Size
₹25.66 Cr
IPO DRHP Doc
Company Overview
Dar Credit and Capital Limited, incorporated in 1994, is a Non-Banking Finance Company (NBFC) offering personal loans, unsecured MSME loans, and secured MSME loans. The company focuses on providing credit solutions to low-income individuals and empowering women entrepreneurs. As of December 31, 2024, DCCL served 24,608 active customers through 27 branches and camps across 64 districts in 6 states in India, employing 224 people. The loan portfolio includes personal loans (44.46%), micro loans (40.12%), unsecured SME loans (2.65%), and secured MSME loans (12.76%).
IPO Timeline
Opens
May 21
Closes
May 23
Allotment
May 26
Refunds
May 27
Shares Credit
May 27
Listing
May 28
Opens
May 21
Closes
May 23
Allotment
May 26
Refunds
May 27
Shares Credit
May 27
Listing
May 28
Latest Subscription Data
| Category | Subscription | Status |
|---|---|---|
| QIB (Qualified Institutional Buyers) | 31.29x | Oversubscribed |
| NII (Non-Institutional Investors/HNI) | 208.45x | Oversubscribed |
| RII (Retail Individual Investors) | 104.88x | Oversubscribed |
| Total Subscription | 106.09x | Oversubscribed |
Last updated: May 23, 2025, 06:21 PM
Current GMP:
Rs.10
Est. Listing:
Rs.70
Est. Gain:
+16.7%
Star Rating:
★★★★★(3/5)
Financial Information
Financial Data Table
Detailed breakdown of financial metrics across years
| Financial Metric | 2024 | 2024 | 2023 |
|---|---|---|---|
| Assets | ₹235.82 Cr | ₹235.82 Cr | ₹187.27 Cr |
| Net Worth | ₹65.25 Cr | ₹65.25 Cr | ₹61.78 Cr |
| Profit After Tax | ₹3.97 Cr | ₹3.97 Cr | ₹2.93 Cr |
| Reserves and Surplus | ₹56.1 Cr | ₹56.1 Cr | ₹52.63 Cr |
| Revenue | ₹33.01 Cr | ₹33.01 Cr | ₹25.57 Cr |
| Total Borrowing | ₹165.58 Cr | ₹165.58 Cr | ₹120.45 Cr |
Financial data is visualized in the chart above
Strengths & Risks Analysis
Key Strengths
Competitive advantages and positive aspects
- Quick loan processing and flexible lending for varied customer needs.
- Strong understanding of local markets and regional customer preferences.
- Innovative use of technology for efficient loan processing and disbursement.
- Experienced management team with deep financial and operational expertise.
- Attractive interest rates combined with shorter processing times.
- Strong underwriting process and proactive risk management strategies.
- Established branch network supporting localized service and customer reach.
IPO Details
Dar Credit and Capital IPO Details
| Face Value | ₹10 per share |
| Fresh Issue | 42,76,000 shares (aggregating up to ₹25.66 Cr) |
| IPO Date | May 21, 2025 to May 23, 2025 |
| Issue Price | ₹60 per share |
| Issue Type | Bookbuilding IPO |
| Listing At | NSE SME |
| Listing Date | [.] |
| Lot Size | 2,000 Shares |
| Share Holding Post Issue | 1,42,76,000 shares |
| Share Holding Pre Issue | 1,00,00,000 shares |
| Total Issue Size | 42,76,000 shares (aggregating up to ₹25.66 Cr) |
Dar Credit and Capital IPO Reservation
Share Reservation Distribution
Retail
1,422,000 shares (33.26%)
Anchor Investors
1,216,000 shares (28.44%)
QIB
812,000 shares (18.99%)
HNI (NII)
610,000 shares (14.27%)
Market Maker
216,000 shares (5.05%)
Dar Credit and Capital IPO Promoter Holding
| Share Holding Post Issue | |
| Share Holding Pre Issue | 98.47% |
Key Dates
Open Date:May 21
Close Date:May 23
Listing Date:May 28
