Finbud Financial Services Ltd. IPO Details – Price, Date, GMP & Analysis
Listed
SME
Price Range:
Rs.142.00
Issue Size:
Rs.71.68 Cr
Lot Size:
1000 shares
Open Date:
November 6
Finbud Financial Services Ltd. IPO Overview
Bidding Dates
November 6 - November 10
Min Investment
₹142,000
Price Range
₹142.00
Issue Size
₹71.68 Cr
IPO DRHP Doc
Company Overview
Finbud Financial Services Ltd. is a loan aggregation platform in India, helping individuals secure personal, business, and home loans from banks and non-banking financial companies. Incorporated in July 2012, the company employs around 276 individuals.
IPO Timeline
Opens
Nov 6
Closes
Nov 10
Allotment
Nov 11
Refunds
Nov 12
Shares Credit
Nov 12
Listing
Nov 13
Opens
Nov 6
Closes
Nov 10
Allotment
Nov 11
Refunds
Nov 12
Shares Credit
Nov 12
Listing
Nov 13
Latest Subscription Data
| Category | Subscription | Status |
|---|---|---|
| QIB (Qualified Institutional Buyers) | 4.33x | Oversubscribed |
| NII (Non-Institutional Investors/HNI) | 8.38x | Oversubscribed |
| RII (Retail Individual Investors) | 2.80x | Oversubscribed |
| Total Subscription | 4.43x | Oversubscribed |
Last updated: Nov 10, 2025, 06:22 PM
Current GMP:
Rs.11
Est. Listing:
Rs.153
Est. Gain:
+7.8%
Star Rating:
★★★★★(0/5)
Financial Information
Financial data is visualized in the chart above
Share Reservation Distribution
QIB
2,395,000 shares (47.44%)
Retail
1,680,000 shares (33.28%)
Anchor Investors
1,437,000 shares (28.47%)
QIB (Ex-Anchor)
958,000 shares (18.98%)
HNI (NII)
720,000 shares (14.26%)
bNII (>₹10L)
480,000 shares (9.51%)
Market Maker
253,000 shares (5.01%)
sNII (<₹10L)
240,000 shares (4.75%)
Financial data is visualized in the chart above
Financial data is visualized in the chart above
Financial data is visualized in the chart above
Financial data is visualized in the chart above
Financial Data Table
Detailed breakdown of financial metrics across years
| Financial Metric | 2025 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Assets | ₹68.93 Cr | ₹68.93 Cr | ₹44.97 Cr | ₹27.47 Cr |
| EBITDA | ₹14.66 Cr | ₹14.66 Cr | ₹10.59 Cr | ₹4.23 Cr |
| NET Worth | ₹35.98 Cr | ₹35.98 Cr | ₹11.79 Cr | ₹6.13 Cr |
| Profit After Tax | ₹8.5 Cr | ₹8.5 Cr | ₹5.66 Cr | ₹1.83 Cr |
| Reserves and Surplus | ₹21.98 Cr | ₹21.98 Cr | ₹11.77 Cr | ₹6.12 Cr |
| Total Borrowing | ₹18.51 Cr | ₹18.51 Cr | ₹12.43 Cr | ₹7.4 Cr |
| Total Income | ₹223.5 Cr | ₹223.5 Cr | ₹190.28 Cr | ₹135.57 Cr |
Financial data is visualized in the chart above
Financial data is visualized in the chart above
Strengths & Risks Analysis
Key Risks
Potential challenges and risk factors
- High exposure to unsecured loans increases credit risk.
- Dependence on external borrowings may impact liquidity and margins.
- Subject to RBI regulations and any changes could affect operations.
- Potential for NPAs due to borrower defaults in economically sensitive segments.
- Competition from banks, NBFCs, and fintechs may pressure growth and yields.
IPO Details
Key Dates
Open Date:November 6
Close Date:November 10
Listing Date:November 13
