Laxmi India Finance Ltd. IPO Details – Price, Date, GMP & Analysis
Listed
Mainboard
Price Range:
Rs.158
Issue Size:
Rs.254.26 Cr
Lot Size:
94 shares
Open Date:
July 29
Laxmi India Finance Ltd. IPO Overview
Bidding Dates
July 29 - July 31
Min Investment
₹14,852
Price Range
₹158
Issue Size
₹254.26 Cr
IPO DRHP Doc
Company Overview
Laxmi India Finance Limited, incorporated in 1996, operates as a Non-Banking Financial Company. It provides MSME loans, vehicle loans, construction loans, and other lending products, focusing on supporting small businesses and entrepreneurs. Over 80% of its MSME loans qualify as Priority Sector Lending.
IPO Timeline
Opens
Jul 29
Closes
Jul 31
Allotment
Aug 1
Refunds
Aug 4
Shares Credit
Aug 4
Listing
Aug 5
Opens
Jul 29
Closes
Jul 31
Allotment
Aug 1
Refunds
Aug 4
Shares Credit
Aug 4
Listing
Aug 5
Latest Subscription Data
| Category | Subscription | Status |
|---|---|---|
| QIB (Qualified Institutional Buyers) | 1.30x | Oversubscribed |
| NII (Non-Institutional Investors/HNI) | 1.83x | Oversubscribed |
| RII (Retail Individual Investors) | 2.20x | Oversubscribed |
| Total Subscription | 1.86x | Oversubscribed |
Last updated: Jul 31, 2025, 05:06 PM
Current GMP:
No Premium
Est. Listing:
Rs.158
Est. Gain:
0%
Star Rating:
★★★★★(1/5)
Financial Information
Financial Data Table
Detailed breakdown of financial metrics across years
| Financial Metric | 2025 | 2024 | 2023 |
|---|---|---|---|
| Assets | ₹1,412.52 Cr | ₹984.85 Cr | ₹778.71 Cr |
| EBITDA | ₹163.88 Cr | ₹114.59 Cr | ₹85.96 Cr |
| Net Worth | ₹257.47 Cr | ₹201.22 Cr | ₹152.33 Cr |
| Profit After Tax | ₹36.01 Cr | ₹22.47 Cr | ₹15.97 Cr |
| Reserves and Surplus | ₹236.99 Cr | ₹181.87 Cr | ₹134.23 Cr |
| Total Borrowing | ₹1,137.06 Cr | ₹766.68 Cr | ₹615.49 Cr |
| Total Income | ₹248.04 Cr | ₹175.02 Cr | ₹130.67 Cr |
Financial data is visualized in the chart above
Strengths & Risks Analysis
Key Strengths
Competitive advantages and positive aspects
- Extensive branch network across semi-urban and rural regions.
- Diverse loan portfolio catering to MSMEs, vehicles, and construction sectors.
- Focus on financial inclusion aligns with government initiatives.
- A significant portion of loans qualify as Priority Sector Lending.
- Experienced management team with a track record in financial services
IPO Details
Laxmi India Finance IPO Details
| ₹158 per share | |
| ₹5 per share | |
| 1,04,53,575 shares (aggregating up to ₹165.17 Cr) | |
| 1,60,92,195 shares (aggregating up to ₹254.26 Cr) | |
| 4,18,14,300 shares | |
| 5,22,67,875 shares | |
| 56,38,620 shares of ₹5 (aggregating up to ₹89.09 Cr) | |
| 94 Shares | |
| August 5, 2025 | |
| BSE, NSE | |
| IPO Date | July 29, 2025 to July 31, 2025 |
| Issue Type | Bookbuilding IPO |
| Sale Type | Fresh Capital-cum-Offer for Sale |
Laxmi India Finance IPO Reservation
Share Reservation Distribution
QIB
7,965,632 shares (49.5%)
Retail
5,575,943 shares (34.65%)
Anchor Investors
4,779,379 shares (29.7%)
QIB (Ex-Anchor)
3,186,253 shares (19.8%)
HNI (NII)
2,389,690 shares (14.85%)
bNII (>₹10L)
1,593,127 shares (9.9%)
sNII (<₹10L)
796,563 shares (4.95%)
Employee
160,928 shares (1%)
Laxmi India Finance IPO Promoter Holding
| Share Holding Post Issue | 60.45% |
| Share Holding Pre Issue | 89.05% |
Laxmi India Finance IPO Listing Details
| ₹158 per share |
| 544465 |
| August 5, 2025 |
| B |
| EQ |
| INE06WU01026 |
| LAXMIINDIA |
Key Dates
Open Date:July 29
Close Date:July 31
Listing Date:August 5
